Other Services

Leasing

Our leasing program offers a way to finance equipment and assets now while giving you the option of purchasing, trading, renewing, or returning them later. This alternative to buying equipment outright can reduce initial capital requirements, preserve working capital, and potentially offer tax advantages to your business.

Appraisal

Trust us for all of your Appraisal needs. We can help you establish property values for purchasing or selling real estate, financial planning, estate planning, or obtaining financing. Our state licensed and certified staff is dedicated to providing timely, accurate, and impartial appraisals for all agricultural based assignments. We maintain a large, current, and comprehensive farm real estate sales database and we have direct access to information on the latest trends in real estate values.

Cash Management

Our Cash Management Program is designed especially for our members. These convenient online tools help you quickly and easily deposit money, make and collect payments, and balance accounts. FMFC’s Cash Management Program lets you put unused cash to work by

  • Deposit Solutions
  • Disbursement Solutions
  • Reporting and Reconciliation Support
  • Fraud Detection Tools
  • Positive Pay
  • Merchant Services
  • Investment Services

Credit/Disability & Life Insurance

FMFC offers optional Life, Mortgage Life and Disability, and Premier Series Insurance through Minnesota Mutual Life Insurance Company. The credit life and disability insurance is purchased at the time that a commercial loan is made.

VACP (Future Payment Fund)

This voluntary unique account is an interest-bearing account where you can deposit excess cash to provide accessible and convenient funds. These funds allow you to easily make loan payments or withdraw funds for most business and personal uses.