LeasingOur flexible leases are available for capital purchases, such as cars, trucks, equipment, irrigation systems, processing and packaging equipment, and buildings. With our advanced, pre-approved lease you can select the best program for you and still maintain your cash reserves. Flexible payment and lease-end options let you tailor a lease that best meets the needs of your operation.
AppraisalTrust us for all of your Appraisal needs. We can help you establish property values for purchasing or selling real estate, financial planning, estate planning, or obtaining financing. Our state licensed and certified staff is dedicated to providing timely, accurate, and impartial appraisals for all agricultural based assignments. We maintain a large, current, and comprehensive farm real estate sales database and we have direct access to information on the latest trends in real estate values.
Cash ManagementOur Cash Management Program is designed especially for our members. These convenient online tools help you quickly and easily deposit money, make and collect payments, and balance accounts. FMFC’s Cash Management Program lets you put unused cash to work by
- Deposit Solutions
- Disbursement Solutions
- Reporting and Reconciliation Support
- Fraud Detection Tools
- Positive Pay
- Merchant Services
- Investment Services
Credit/Disability & Life InsuranceFMFC offers optional Life, Mortgage Life and Disability, and Premier Series Insurance through Minnesota Mutual Life Insurance Company. The credit life and disability insurance is purchased at the time that a commercial loan is made.
VACP (Future Payment Fund)This voluntary unique account is an interest-bearing account where you can deposit excess cash to provide accessible and convenient funds. These funds allow you to easily make loan payments or withdraw funds for most business and personal uses.