Mortgage Loans

Built for the Way You Grow

Financing your farm or ranch isn’t just about numbers on a page—it’s about securing the future of your operation with a partner who understands agriculture.

Whether you’re expanding your acreage, refinancing existing real estate, funding construction projects, or keeping your working capital strong, we offer competitive and flexible solutions to meet your needs.

Why Fresno Madera Farm Credit?

✅ Terms that work for you – Flexible loan terms from 5 to 30 years
✅ Rates designed for ag – Choose from competitive variable or fixed-rate options, including selections with no prepayment penalties
✅ Payments on your schedule – Monthly, quarterly, semi-annual, or annual payments that align with your cash flow
✅ Appraisals you can trust – Our in-house appraisal team provides expert valuations with deep knowledge of rural real estate
✅ Smart use of excess funds – Unused funds can be transferred into our interest-bearing VACP (Future Payment Fund)

With a first lien on eligible real property, our financing solutions are backed by a system that’s been supporting farmers for generations. Because at the end of the day, this isn’t just a loan—it’s a partnership in your success.

Let’s talk about how we can help you grow. Call and speak to one of our relationship managers today, at (559) 277-7000.