Mr. Hesterberg was hired on June 13, 2013 and serves as President and Chief Executive Officer. He has 29 years of experience working in the Farm Credit System. Prior to joining Fresno Madera Farm Credit, he worked for CoBank, ACB for 14 years, primarily based in Denver, Colorado and Sacramento, California. His CoBank experience included management of credit administration teams in Denver and Sacramento, and also portfolio management, including managing two regional banking centers serving 14 states in the West, Midwest, and Southeastern U.S. Mr. Hesterberg began his Farm Credit service in Illinois in various roles including Branch Manager and Vice President of Commercial Lending.

Ms. Ghazi serves as ACA Senior Vice President and Chief Lending Officer and has 12 years of Farm Credit experience. Ms. Ghazi oversees the Relationship Management, Capital Markets, Credit, and Legal departments within the association. She was hired in April 2022, and her previous experience includes 12 years at CoBank where she served in various leadership roles including as Senior Vice President of the Farm Credit Banking Group where she led the bank’s relationships with Farm Credit Associations and the Digital Business Solutions team. Prior to that she served as the Western Region President for CoBank which included supervision over CoBank’s direct lending portfolio, and Senior Vice President and Division Manager for CoBank’s Agricultural Export Finance division. Ms. Ghazi’s additional experience includes time with BMO Capital Markets where she served as Vice President of the Food and Consumer Group and Vice President of Corporate Banking.

Mr. Kiggens serves as ACA Senior Vice President and Chief Risk Officer and has 25 years of Farm Credit experience. Mr. Kiggens is responsible for ensuring the Associations lending and loan quality objectives are met, and complying with the Association’s credit standards, quality control programs and policies and procedures. Additionally, he oversees and fosters effective risk management within the organization. He was hired in October 1996, and has served in various capacities including Loan Officer, Portfolio Manager, Fresno Branch Manager, Portfolio Manager, and Assistant Chief Credit Officer, Chief Credit Officer. He has served in his current capacity since September 1, 2020. Mr. Kiggens Farm Credit experience includes complex direct lending, branch management, credit administration, development of supervisory controls and loan approvals.

Ms. Graham serves as ACA Senior Vice President and Chief Administrative Officer, Information Security Officer, and Corporate Secretary and has 24 years of Farm Credit experience. Ms. Graham directs administrative operations including human resources, training and staff programs, and marketing. Additionally, she has oversight responsibilities of the Association's loan accounting operations. She was hired in January 1998 and has served in various capacities within the organization including Loan Accounting Manager and Administrative Services/HR Manager. She has served in her current capacity as Chief Administrative Officer since March 15, 2012. Prior to joining Fresno Madera Farm Credit, Ms. Graham worked in public accounting.

Mr. Thomas serves as ACA Senior Vice President and Chief Operating Officer and was hired in January 2022. He is responsible for the Association’s operations including information technology, business intelligence, compliance, and project management. He also serves as the executive sponsor to oversee the Association's outsourced technology operations. He is a Certified Regulatory Compliance Manager from the American Bankers Association. Mr. Thomas’s prior experience includes over 25 years in retail and commercial banking including serving as a Chief Operating Officer, Chief Technology Officer, and Chief Risk Officer leading teams in areas of operations, compliance risk, vendor management and technology.

Mr. Ylarregui serves as ACA Senior Vice President, Relationship Management and has 31 years of Farm Credit experience. Mr. Ylarregui is responsible for loan origination and servicing, branch management, and achieving individual and branch portfolio credit quality standards and profitability. He was hired in September 1990, and has served in various capacities including Loan Officer, Portfolio Manager, and Madera Branch Manager. He has served in his current capacity since February 1, 2014.

Mr. Brown serves as ACA Senior Vice President and Appraisal Program Manager and has 31 years of Farm Credit experience. Mr. Brown is responsible for the operation of the real estate and chattel appraisal department and ensures the delivery of credible, accurate and timely appraisals which are developed independently from credit delivery operations to mitigate risk. Additionally, Mr. Brown has oversight responsibilities of the Association’s insurance risk management program and the facilities and fleet operations. He was hired in April 1991 and has held his current position as Appraisal Program Manager since August 16, 1999. He is a Certified General Real Estate appraiser and is designated as an Accredited Rural Appraiser (ARA). Prior to joining Fresno Madera Farm Credit, Mr. Brown worked for Farmer’s Home Administration as an Assistant County Supervisor in agricultural lending and appraisal.